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Credit Counseling

What is Credit Counseling?

Credit Counseling is the process of receiving advice from a certified credit counselor to help you pay off debt more efficiently. They provide money management assistance and can help you tailor a plan specific to your financial situation and budget.

Credit Counseling will not provide negotiation services to lower your balances. As a consumer, you will still be responsible for the entirety of your balances even with the assistance of a credit counseling program. Before considering Credit Counseling it is important to speak to one of our Certified IADPA Debt Specialists to access all of your options

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About Us

Credit First Financial is a debt services company located in San Diego, CA. Our mission is to help as many individuals and families become debt free. We pride ourselves in our ability to give something positive to the American consumer by giving all of our clients the financial flexibility they deserve.

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Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. Clients who are able to stay with our debt resolution program and get all their debt settled realize approximate savings of 50% before fees, or 30% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Many factors are involved in debt settlement, making the experience and result unique for each individual. Not all clients complete our program for various reasons, including their personal circumstances, the individual’s ability to save funds, creditor and collection agency involvement and willingness to settle, and an individual’s perseverance to complete a debt settlement program. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. Credit First Financial does not assume or pay any part of a client’s debt, does not provide legal advice nor offer credit repair. Debt settlement estimates do not consider potential tax consequences. Credit First Financial’s Debt Negotiation Program is not available in all states. Please talk with us to ensure you understand our contract and contract terms before enrolling. By using this site, you acknowledge that you have read and understood our Terms of Use. | Privacy Policy and Terms of Service.

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